I'm a Senior Product Owner at Commonwealth Bank of Australia, based in Bengaluru, with 17+ years across banking, IT, and consulting. I've shipped Open Banking capabilities, cross-border FX payment platforms, and cash and liquidity management products at CBA, American Express, and Cognizant. I'm a SAFe 4 Practitioner, and I care more about clean payment rails and clear backlog priorities than about ceremonies for their own sake.
Work
Below are some of my recent projects. Please request for the complete walkthrough of the locked projects.
01
Modular AI Chatbot Platform
Built a progression of chatbot implementations exploring how conversational AI evolves from basic prototypes to feature-rich systems with memory, tools, and database integration.
02
Podcast RAG System with Vector Search
Built a production-grade RAG system implementing automated podcast processing, vector embeddings, and semantic search to enable conversational Q&A over podcast content.
03
Voice Assistant with Persistent Memory
Built a phone-based AI voice assistant implementing conversation memory persistence to explore the technical challenges of stateful conversational AI systems.
04
AI Networking Assistant with Semantic Matching
Built an AI-powered professional networking system combining voice interaction, vector search, and automated call initiation to facilitate professional connections.
05
Autonomous Job Search AI Agent
Built an autonomous AI agent implementing multi-step agentic workflows for automated job search, content analysis, and personalized recommendations.
06
MCP Workspace Automation Agent
Built an autonomous AI agent using Model Context Protocol to connect Jira, Slack, and Notion, enabling natural language commands to execute multi-step workflows across productivity platforms.
Thoughts & Ideas
My notes on Open Banking, payments, FX, and the unglamorous work of running a bank-grade backlog.
Scrum, the Way a Banker Still Loves It
The Quiet Craft of Picking Payment Rails
Open Banking Is Mostly Plumbing — and That's the Point
Experience
17+ years across banking and IT consulting — building Open Banking, cross-border FX payments, and trade finance products at Commonwealth Bank, American Express, Cognizant, Federal Bank, and Infosys.
A great payments product is invisible to the customer and obvious to the engineer on call at 2 a.m.
Stack
The tools I rely on to run an Open Banking and FX payments backlog — from program tracking to release notes and partner alignment.
in short
Senior Product Owner at Commonwealth Bank, building Open Banking for Australia
Paul skipped presentations and built real AI products. Want to know how?
Paul K Paul was part of the March 2026 cohort at Curious PM, alongside 17 other talented participants.
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